tanker truck crash - Q&A

I’ve heard a lot of things about debt settlement. Some people swear by it when you can’t pay your debts, other people say it’s a scam and never worthwhile. What do you th...

Can I settle my debt with multiple creditors?

If I start using a debt settlement program, does that prevent me filing for bankruptcy later? Or can I cancel my debt settlement program if I plan on filing for bankruptc...

There are so many debt settlement companies out there. How can I tell which ones are reputable?...

I’m looking into debt settlement as an option for dealing with some very large debts I’m having trouble with. If I do this, how long will it appear on my credit report?...

I’m self-employed, so I didn’t have health insurance when I was in an automobile accident. Months and several operations later, I owe over $250,000 in medical bills, but...

I am a retired firefighter in Cook County, Illinois. My only income is a combination of Social Security and my pension. I financed a car in 2007, when my investments we...

I owe almost $45,000 on several credit cards. I can’t pay that much, not on my salary and with my other expenses. I’ll declare bankruptcy if I have to, but I’d prefer to...

I owe around $20,000 to the IRS for underpaying income taxes for three years. I was self-employed and didn’t understand how to figure out exactly what I owed. Is it pos...

I’m being overwhelmed by my student loans? How can I settle them for less than what I owe?  ...